Nestled on a spacious corner lot in the heart of St. Petersburg, this delightful 2-bedroom, 2-bathroom home perfectly combines comfort with a highly convenient location. Inside you’ll find an inviting atmosphere, where the living area is bathed in natural light. The living room flows effortlessly into the kitchen and dining area, ideal for hosting or casual meals. The kitchen is functional yet stylish, featuring white appliances, ample cabinetry, and generous countertop space making meal prep a breeze. Both bedrooms are comfortably sized, each with ample closet space, and share a conveniently located bathroom. Just off the kitchen, a versatile bonus room awaits, ready to serve as a third bedroom, office, den, or hobby room to suit your needs. This home is in a non-evacuation zone and no flood insurance is required. The expansive corner lot offers easy access to the driveway and a one-car garage off Madison Street. In the garage, you'll find a second bathroom, washer and dryer hookups, and a convenient utility sink. Located just 10 minutes from trendy downtown St. Petersburg, you’ll enjoy quick access to local shops, restaurants, and cultural attractions. Plus, the Pinellas Trail is only five blocks away, perfect for scenic bike rides or leisurely walks. With the art district of downtown Gulfport just five minutes away, the beaches within a 10-minute drive, and Tampa International Airport just 25 minutes away, this home places you right in the heart of it all. Don’t miss your chance—schedule a showing today!
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,774 | $1,728 | $2,193 |
Total Monthly Payment | $1,892 | $1,846 | $2,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.