This updated two-bedroom, second-floor apartment offers off-street parking for up to two vehicles (or one larger vehicle). The kitchen features vinyl flooring, dove grey cabinets, stainless steel appliances, and an in-unit washer/dryer. The spacious dining area leads into a living room with a ceiling fan and large walk-in storage. Both bedrooms are well-sized with ceiling fans. A full bath is located off the kitchen, and attic access provides extra storage space. Rent includes heat (natural gas), water, sewer, snow removal, lawn care, and city trash removal. A quiet, well-behaved pet may be considered with an additional fee: $40 for a small dog, $25 for a cat. Please note, the apartment is above a business, and showings will be scheduled to minimize impact on the business.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,400 | $1,400 | $1,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $9 | $12 |
Total Monthly Payment | $85 | $84 | $87 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.