Nestled on a nice sized corner lot in the heart of the vibrant historic district of Punta Gorda, this beautifully maintained 2-bedroom, 2-bathroom home has 1, 074 square feet of living space with thoughtful design and attention to detail throughout. As you approach the home, you'll be greeted by a spacious 26x8 raised slap screened-in front porch, perfect for relaxing. The inviting wood ceiling, ceiling fan, and serene atmosphere create the ideal spot to enjoy your morning coffee or unwind with evening drinks. Step inside to find a welcoming living and dining room with soaring ceilings and an abundance of natural light, thanks to a wide, windowed cupola. The rich wood floors flow seamlessly throughout the space, enhancing the warm, open feel of the home. Ceiling fan in the living and dining areas add a touch of comfort and style. The kitchen is both functional and charming, featuring hardwood cabinetry, ample counter space, and a built-in oven and stove top. Whether you're preparing a casual meal or hosting guests, this space is equipped to meet all your culinary needs. Conveniently located in the pantry closet, you'll find a stackable washer and dryer for easy laundry access.
Both bedrooms are spacious and carpeted, offering privacy and comfort. Each features built-in closets and its own bathroom, ensuring convenience for homeowners and guests alike. One bathroom includes a walk-in shower with decorative glass blocks, while the other is a recently updated full bath, both designed with style and functionality in mind. What truly sets this home apart is the breezeway that connects the main house to the 2-car garage. This covered walkway leads to a raised outdoor patio, perfect for entertaining or enjoying a quiet afternoon in the Florida sunshine. The home is equipped with metal roof, hurricane shutters, new light fixtures, updated A/C in 2020, water heater in 2021, storage shed. Home is centrally located in downtown Punta Gorda on a quiet street/neighborhood yet within walking distance or bike ride to the village with shops, restaurants, galleries, walking trails, parks, picnic area, Laishley Marina, Fisherman's Village and just a short drive to all amenities SWFL has to offer with I75 and US41 located nearby. Don't miss this opportunity!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $2,818 | $2,759 | $3,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.