Florida living at its finest! Don't miss out on this meticulously maintained, less-than-two-year-old Cedar floor plan by Pulte Homes in the sought after community of Sapphire Point in Lakewood Ranch. Why wait for new construction when you can step right into this beautifully upgraded 3 bedroom / 2 bath home that is significantly better today than the day it was built!? In addition to the gorgeous wood cabinets, stone countertops, frameless glass-encased walk-in shower in the primary bathroom, immaculately finished garage floor, and screened lanai, the owners have added a plethora of expensive upgrades since moving in. Some of the upgrades include custom plantation shutters throughout the home, remote controlled power fabric blinds on both sliding glass doors in the main living area, a brick paver lanai extension in the backyard with a fenced in dog run, added cabinets in the laundry room, and overhead storage racks in the garage. And what about hurricane protection, you ask? Well the current owners have protected this house like a fortress with aluminum roll-down hurricane shutters at all entrances and accordion-style shutters on the windows, so you can batten down the hatches with ease in a matter of minutes! But you'd better hurry, cuz this one won't last -- book your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,600 | $439,600 | $439,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,925 | $2,922 | $3,769 |
Total Monthly Payment | $3,237 | $3,234 | $4,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.