This charming 2-bedroom, 2-bathroom ranch-style home is nestled in the picturesque Pine Island neighborhood of New Smyrna Beach, Florida. The house offers a comfortable and modern living space with tasteful updates throughout.
The interior features a bright, open floor plan with no carpet, showcasing new, durable flooring that complements the home’s relaxed coastal vibe. Both the kitchen and bathrooms have been beautifully remodeled, with contemporary finishes and fixtures that enhance the overall appeal.
The spacious kitchen is a highlight, featuring a large island that not only provides extra prep space but also offers additional cabinetry for ample storage. It’s perfect for those who love to cook or entertain. New appliances, including a dishwasher and fridge, add to the convenience and modern feel of the space.
Recent upgrades include a new roof, adding peace of mind for the new owner. While the house was impacted by flooding during Hurricane Ian, it was not affected by Hurricane Milton. The property has been restored and is ready for a new owner to enjoy.
The outdoor area of this home is nothing short of spectacular, offering what is undoubtedly one of the best views in the entire Pine Island neighborhood. As you step outside, you’re greeted by a beautifully paved patio area, so whether you're savoring your morning coffee at sunrise or enjoying a quiet evening under the full moon, this outdoor area is truly the perfect place to connect with nature and appreciate the beauty of each new day. The privacy and peacefulness of the spot make it an extraordinary place to soak in the natural wonders of New Smyrna Beach. Call for a showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,564 |
Total Monthly Payment | $2,333 | $2,279 | $2,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.