261 North Street, Ridgefield, CT, 06877 | $2,795,000

New construction. . . ready to move in. . . near the heart of downtown Ridgefield. Enjoy the holidays in this sophisticated design of modern open living, heralded by walls of glass & flooded by natural light. Step inside to an open sleek staircase grounded by 5" white oak flooring, flowing into an eat-in kitchen that is a culinary haven. . . Impressive oversized quartz island, Thermador appliances, counter seating for 5+, and 2 built-in microwave ovens lead to the additional caterer's prep/coffee bar room where you can become your own barista. Includes ample counter space, a wine cooler, cabinetry, & walk-in pantry. Step back out to the living & dining rooms that merge seamlessly, highlighted by a two-sided gas fireplace providing ambiance. A 2nd full laundry, half bath, & mud room area complete the main floor. Upstairs you'll find a primary bedroom with spa-like bath & two walk-in closets. Three additional bedrooms, a second laundry room, & 2 full baths encompass the second level. Movie night takes place in the media/family room plumbed for a wet bar, a game room/fitness gym, & a future walk-in wine-tasting room, half bath, & finished storage room. Massive outdoor deck right off the kitchen ideal for sitting around a fire pit with friends. 3-car oversized att garage with charging station. Just a short drive to historic downtown RIDGEFIELD consistently ranked by CT magazine as "One of the Best Places to Live". Sought after award-winning schools. Convenient I-684 commute, 70 min NYC.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Laundry: Main Level,Upper Level
  • Style: Colonial,Contemporary
  • Year Built: 2024
  • Garage: 3-car Attached Garage,Off Street Parking,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Storage,Fully Finished,Interior Access,Liveable Space,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 3,344
  • Below Grade Approx. Sq. Feet: 1,500
  • Acreage: 1.23
  • Est. Taxes: $42,000
  • Lot Desc: Lightly Wooded,Treed,Dry,Level Lot
  • Elem. School: Barlow Mountain
  • Middle School: Per Board of Ed
  • High School: Ridgefield
  • Appliances: Cook Top,Convection Range,Refrigerator,Dishwasher
  • MLS#: 24050948
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /mls/24050948/261northstreet_ridgefield_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionLevel
Bedroom 1 Hardwood FloorUpper
Bedroom 2 Hardwood FloorUpper
Bedroom 3 Hardwood FloorUpper
Dining Room Gas Log Fireplace,Fireplace,Hardwood FloorMain
Family Room Lower
Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Pantry,Sliders,Hardwood FloorMain
Living Room Gas Log Fireplace,Fireplace,Hardwood FloorMain
Office Engineered Wood FloorLower
Other Engineered Wood FloorLower
Other Breakfast Bar,Built-Ins,Pantry,Hardwood FloorMain
Primary BR Suite Hardwood FloorUpper
Rec/Play Room Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The MCM TeamSales Associate

203.733.7006

TheMcCarthyGroup@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

261 North Street, Ridgefield, CT, 06877

$2,795,000

The MCM Team

Sales Associate

William Raveis Real Estate

Phone: 203.733.7006

TheMcCarthyGroup@raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,236,000 $2,236,000 $2,236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.270% 5.864%
Monthly Tax Payment $3,500 $3,500 $3,500
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,521 $13,586 $18,419
Total Monthly Payment $16,146 $17,211 $22,044

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.