This delightful Cape embodies charm & character, making it an ideal choice for the discerning buyer. 4 spacious bedrooms-including 2 conveniently located on the main level-it offers the ease and flexibility of single-floor living. Step through the inviting breezeway into beautiful kitchen, featuring rich hardwood floors, gleaming granite countertops, & sleek stainless steel appliances-a perfect fusion of elegance and modern functionality. Bright & airy living room invites you to unwind, w/ its abundant natural light & cozy inviting fireplace. A main-floor bedroom has been thoughtfully upgraded with a comfortable sitting area, an additional closet, & a convenient laundry area. Upstairs, two generously sized bedrooms & a full bath provide ample space for family or guests. Finished lower level offers impressive versatility, featuring a spacious playroom, bonus room, & half bath-ideal for hobbies, home office, or extra entertainment space. Expansive fenced in backyard offers plenty of room for relaxation, entertaining, or indulging in your gardening passions. Nestled in quiet & tranquil neighborhood, this home is conveniently located near top-rated schools, recreational facilities, & dining/shopping options, providing a peaceful retreat without sacrificing easy access to amenities. Don’t miss the opportunity to make this enchanting home your own! Seller has completed numerous updates-be sure to review the comprehensive list.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $4,040 |
Total Monthly Payment | $3,804 | $3,801 | $4,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.