Welcome to this exceptional, turn-key ranch at Sinnott Farms! Located on a cul-de-sac, This freestanding property combines spacious design with thoughtful upgrades for an inviting and easy lifestyle. Impeccably maintained, this 2-bedroom residence features hardwood floors, a large open kitchen with ample cabinetry, and a spacious primary suite with a generous walk-in closet. An additional room, currently used as an office, could easily serve as a third bedroom if desired. Soaring ceilings throughout enhance the home's open and airy feel. Every detail reflects pride of ownership. The open floor plan is ideal for entertaining, and a private rear patio provides a seamless transition to the backyard, which is framed by trees for added privacy. The expansive lower level includes a finished room, adding versatile living space perfect for a media room, play area, or home gym. The remaining lower level is open and ready for further customization, offering tremendous potential for additional living areas. Energy-efficient solar panels keep utility costs low, while practical amenities like an attached 2-car garage, gas heat, & central air add to the home's convenience. Solar Panels are leased. Subject to Seller finding suitable Housing. Please be aware that there are audio/video recordings in the interior/exterior of the property.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Main |
Dining Room | Hardwood Floor | 9.0 x 15.0 | Main |
Family Room | Vinyl Floor | Lower | |
Full Bath | Main | ||
Kitchen | Hardwood Floor | 10.0 x 12.0 | Main |
Living Room | Hardwood Floor | 14.0 x 15.0 | Main |
Office | Hardwood Floor | 13.0 x 14.0 | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 18.0 x 19.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $706 | $706 | $706 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,442 | $3,440 | $4,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.