Welcome to your meticulously maintained 7-year-old dream home located in the heart of the Eastside! This charming craftsman home by Rosewood Builders known for quality construction boasts 3 bedrooms, 3 full baths, and a loft/ flex room. Downstairs allows single floor living complete with 2 bedrooms and full baths. Besides the elegant Master Suite with custom closet built- ins, the second bedroom can be used as an office or den. Step inside and be greeted by an inviting open floor plan, ideal for hosting gatherings or simply relaxing in comfort. Prepare gourmet meals in the sleek kitchen adorned with granite countertops and stainless steel appliances, making cooking a pleasant experience every time. Upstairs, discover a versatile loft/ flex room, and a third bedroom accompanied by another full bath. This one owner home has many upgrades including the custom closet fixtures, the screened porch, beautiful hardwood floors throughout the first level, an epoxy garage floor and even a backsplash next to the garage utility sink. All appliances convey. And weekend chores become a thing of the past—this quiet community offers lawn maintenance, giving you more time to enjoy the things you love. Stonefield Cottages is conveniently located near Pelham Road, I 85 and dozens of restaurants and shopping options. This home truly offers the best of Eastside living. Don't miss your chance to make this forever home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $160 | $160 | $160 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,541 |
Total Monthly Payment | $3,046 | $3,011 | $3,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.