Come see this custom-built home with Spanish influence offering 3 bedrooms and 4 full bathrooms. The exterior of the house has custom stucco, half barrel tile roof, solar panels, paver courtyard and sidewalks with a real wood front entry door, along with a screened-in back porch. This home sits on nearly 10 acres which includes a 30x50 workshop/barn with electricity, 3 wells, an irrigation system for the all the fruit trees, and a fully fenced pasture for animals. Inside the house boasts tiled floors throughout and solid wood interior doors. The Primary Bedroom has 2 full Primary Baths with a Primary Closet in between each bath. The Guest Bedroom has its own attached full Bath as well. The Kitchen has a wall oven/microwave combo, with granite countertops with a cooktop island, cherry cabinets, and a tiled backsplash. The family room has a stone façade wood burning fireplace, and tall half round windows looking out into the courtyard. There is also a separate dining room and a round formal living room that could also function as an office. This house is also USDA eligible.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
Total Monthly Payment | $4,991 | $4,879 | $6,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.