One or more photo(s) has been virtually staged. Welcome to your dream home in the sought-after Windemere community of Lutz, Florida! This charming 3-bedroom, 2-bathroom block home is a true gem, offering a perfect blend of comfort and style. Enter through a delightful front courtyard and step into a sunken living room with vaulted ceilings, providing an inviting sense of space. The spacious dining room is conveniently located off the open kitchen, which boasts beautiful wood cabinets and sleek granite countertops, perfect for the aspiring chef. Retreat to the sunken family room, where a cozy wood-burning fireplace and vaulted ceiling create a warm, rustic atmosphere. The large primary suite is a sanctuary of elegance, featuring a stunningly designed bathroom. Enjoy outdoor living on the expansive back porch overlooking a privacy-fenced backyard—ideal for entertaining or simply relaxing in your own oasis. The property includes an oversized 2-car garage offering ample storage or workshop space. Recent interior paint adds a fresh, modern touch, and the 2018 AC system ensures comfort year-round. This incredible home is located in a great area known for its convenience and charm. Don’t miss your chance to own this exceptional property at a fantastic price. Come take a look and envision your future in Windemere today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,597 |
Total Monthly Payment | $2,629 | $2,575 | $3,125 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.