121 Prospect Avenue, Maybrook (Montgomery), NY, 12543 | $399,900

The instant you walk down the paver pathway & open the front door, you will be sold! This open living room with lots of natural light flows right into the kitchen and from there the dining area. Storage galore in this kitchen! The main bedroom has an ensuite and double closets. Two more bedrooms and one more bath, complete this ranch home. There are two washers, dryers & hook ups in this home, in separate locations, so decide what works best or you! Gazebo, car port and shed(s), yes plural sheds. These sheds along with the shelving and additional storage space in the full basement give you plenty of room in this home. Large driveway with room for several cars, a back deck & entrance which is equipped with a chair lift, is yet another place on this amazing property that can be enjoyed. Partially fenced in yard adds to its curb appeal. Additional features include a walk in tub. This home has everything you need, so see it soon. Whole house generator.

Features

  • Town: Maybrook
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1948
  • Heating: Natural Gas, Gravity
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 1,236
  • Acreage: 0.26
  • Est. Taxes: $5,080
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central
  • MLS#: H6330846
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/H6330846/121prospectavenue_maybrook_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX Benchmark Realty Group   Phone: 845-565-0004

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

121 Prospect Avenue, Maybrook (Montgomery), NY, 12543

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $423 $423 $423
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,126 $2,721
Total Monthly Payment $2,680 $2,624 $3,219

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.