Under Construction. This Virginia Park Quick Move-In home is currently under construction and will be ready Jan / Feb 2025! This home features Kinsdale Maple Slate cabinets, Frost Whte MSI Quartz counter-tops, Prominence Plus Executive Oak LVP flooring, and more. The Virginia Park is a double-story home with an open floorplan perfect for Florida living. Enjoy both indoor and outdoor living with an oversized lanai, accessible through the combination grand room, expansive kitchen and breakfast area. On this lower level is also a den, secluded guest suite and bath. Upstairs, secondary bedrooms with walk-in closets, large bonus room and laundry provide comfortable everyday living. The upper level owner’s retreat features an oversized walk-in closet and spacious bath. Hawkstone is a master-planned community located in Lithia, FL 33579. Residents enjoy the best of both worlds with resort-style amenities while staying close to top-rated Lithia schools, nature preserves, family-friendly activities, US-301, and I-75. Enjoy the pet-friendly hiking trails at the 969-acre Triple Creek Nature Preserve, less than 2 miles south or try your hand at bicycle motocross at Triple Creek BMX, 1 mile south of Hawkstone. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,574 | $631,574 | $631,574 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,202 | $4,198 | $5,415 |
Total Monthly Payment | $4,575 | $4,571 | $5,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.