Under contract-accepting backup offers. NO STORM DAMAGE! Introducing an exceptional villa that features 3 bedrooms, 2 bathrooms, optional office space, and under 5 miles to the award winning beaches of Anna Maria Island. With roof replaced March of 2024 and HVAC replaced in 2019 you will rest easy knowing big ticket replacements are already taken care of. Step inside to the open floor plan accentuated by 10-foot, double tray, and coffered ceilings throughout giving an elevated touch. The split floor plan makes it easy and convenient to enjoy having guests over while still maintaining your privacy. Walking into the primary bedroom you’re greeted with an expansive bedroom and a cozy window nook that gives plenty of natural light. The primary bathroom offers a double sink vanity, walk-in-tiled shower, a closed off toilet with bidet, and spacious walk in closet. The bedrooms also feature California closets for all of your storage needs. The kitchen features custom wood cabinetry, pull-out drawers, stainless steel appliances, built-in wine rack, and walk-in pantry. On the guest side of the home you will find the additional 2 bedrooms and bathroom, the laundry room, and 2-car garage. One of the bedrooms is fitted for an office where you will find a full sized desk, upper cabinets, and a Murphy bed for maximum efficiency. The laundry room has the conveniences you'll enjoy with upper cabinets and a hidden pull-down ironing board. Palma Sola Trace offers great amenities, the heated community pool is just a short walk away, in addition to a large clubhouse and a full gym. With this home located under 5 miles to Anna Maria Island this gives you easy access to the sugary sand beaches, fine dinning, and a true vacationing experience just a bike ride away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,707 | $3,474 |
Total Monthly Payment | $3,198 | $3,164 | $3,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.