Under contract-accepting backup offers. NOT in Flood Zone! Discover this beautifully updated single-family home in the heart of Lutz, FL! Nestled in a sought-after area with top-rated schools, this home offers a balance of comfort, style, and convenience. The 1, 424 sq ft layout includes 3 spacious bedrooms, 2 full baths, and a versatile den that could serve as an office or a 4th bedroom. The desirable split floor plan enhances privacy, while the open living and dining area creates an inviting space, perfect for entertaining. Inside, you'll find updated tile flooring throughout, freshly painted interiors, and new French doors leading to the backyard. The ceilings have been modernized with popcorn removal, and the master bathroom features a fully renovated stand-up shower. Outside, enjoy the freshly painted exterior, a new fence surrounding the backyard, and a screened-in porch with sliding doors opening from the living room—ideal for gatherings on warm Florida days. The home is situated on a generous lot, providing ample room for a potential pool. Plus, there’s no HOA or CDD, giving you the freedom to make this home truly yours. The area is known for its excellent educational options, including Lutz Preparatory School and Maniscalco K-8, both with high math and reading scores that rank them in the top tiers of Florida’s schools. Nearby, you’ll find plenty of local attractions, parks, and outdoor spaces, including Lake Park and the Tampa Premium Outlets for shopping and dining. For family outings, the nearby Lettuce Lake Park offers beautiful trails, canoeing, and birdwatching. Schedule your private showing today!
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,597 |
Total Monthly Payment | $2,286 | $2,284 | $2,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.