This is a gem! Discover the perfect blend of comfort and style in this beautiful ranch home featuring four bedrooms and two bathrooms. With an open layout, it creates an inviting atmosphere for living and entertaining. Custom molding, vaulted ceilings, and a cozy stone fireplace enhance the ambiance. Oversized windows fill the living areas with natural light, while the family room is perfect for relaxation. The kitchen boasts a custom breakfast bar, ample cabinets, and generous counter space. There is a full basement to enjoy! Step outside to find your own private oasis. The backyard is a true retreat, showcasing a stunning swimming pool with a waterfall that cascades gracefully into the water. The custom stone diving board adds a unique touch, perfect for summer fun and relaxation. A beautifully crafted stone patio surrounds the pool, providing ample space for sunbathing, dining, and entertaining guests. Located in the Sachem school district and near major transportation routes, railroad, airport, incredible restaurants, shopping and parks. Don't miss this beauty!
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $841 | $841 | $841 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,079 | $3,906 |
Total Monthly Payment | $4,093 | $4,012 | $4,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.