Such a Picture Perfect Home for Rest, Relaxation, Living & Entertaining. Easy Carefree Living in this Ranch Style, 3 Bedroom, 1 Bath Home sitting in a Quiet Subdivision in Beautiful Somers! Entering the Stylish Entry Door w/ Sidelights awaits a Large Living Rm with Fireplace. The Dining Room Opens up to the Grand Covered Deck Overlooking the Serene & Peaceful Backyard, Pool & Pond. Ample Cabinetry & Work Space embellish the Spacious Kitchen w/ SS Appliances. All 3 BR's have Large Double Closets, with the Primary having 2 Double Closets. The Main Bath has Ceramic Tile Flooring w/ Shower/Tub Combo. A Welcoming Family Room greets you in the Lower Level w/ cozy warmth from the Wood Stove. From this Level, a Walk-out Slider flows to the Quaint Patio again, overlooking the Calm, Peaceful Grounds. New Flooring throughout the entire Home. The Inground Pool may be covered for Winter, but Rest Assured, there is no lack of fun with direct access to Lafayette pond for Fishing, Kayaking or Ice Skating; or Enjoy the Outdoors sitting around the Dedicated Fire Pit Area. Make this Heavenly & Inviting Oasis your next Home! Newer Roof. Septic new 2019. New Flooring Throughout. Pool Liner, Cement and Fence - New/Rebuilt. Deck Roof - New. Garage Sheetrocked. Newer Windows, Electric Heat Pump & Central Air
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Balcony/Deck,Sliders | Main |
Family Room | Wood Stove,Patio/Terrace | Lower |
Full Bath | Main | |
Kitchen | Remodeled,Dining Area | Main |
Living Room | Fireplace | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,679 | $2,677 | $3,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.