One or more photo(s) has been virtually staged. Tucked away in a quiet neighborhood, on the edge of the Citrus Wildlife management area of the Withlacoochee State Forest, and at the end of the street, is this private home. When you head down the driveway easement you think there are only trees in front of you, until you see this quaint yet very large home on more than half an acre. Yet the country feel is keeping a secret. . you are only a block away from Gulf to Lake Highway which leads you to downtown Inverness to the East and the Gulf shores heading toward the west. That means you are less than 2 miles from the stores and shopping in one direction and the activity and fun of downtown in the other. The home has a great base to do some upgrades and improvements. The primary bathroom has been gutted and supplies are on hand to complete the work. While you're working on it, its still usable. The closet next to it is a dream. This home has no shortage of storage with its own indoor laundry room, well placed pantry, large kitchen, and enormous combined dining and family room.
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Our Executive Mortgage Banker:
Our Insurance Division:
$184,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,200 | $147,200 | $147,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $979 | $967 | $1,241 |
Total Monthly Payment | $1,110 | $1,098 | $1,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.