2278 Datura LOOP, Saint Cloud, FL, 34772 | $370,000

WELCOME to Twin Lakes, the Premier 55+ Community in Saint Cloud! This AMAZING 2 Bed/2 Bath Home with a Screened Lanai offers an open Floorplan with Plenty of Living. The Upgrades in this Home have been meticulously selected to ensure the latest in design throughout the home. Inside you will find plenty of Upgrades like Slider Custom Blinds, Ceiling Fans, Lighting Fixtures, Palm Trees, and Much More. The kitchen has a BEAUTIFUL Island, White Cabinets, Backsplash, Stainless Appliances, and Gas Cooking which makes it a perfect place to entertain your Family and Friends! The Primary Bedroom has a lovely tray ceiling, a private bathroom with a walk-in shower, and a large walk-in closet. Enjoy the instant hot water with the tankless hot water heater and the oversized laundry room with extra counter space, a sink, and cabinets. Enjoy outdoor Florida Living year-round relaxing in the Screened lanai off the living room. No need for a lawn mower and more time to enjoy life as all the lawn care is included! Twin Lakes is an OUTSTANDING 55+ Community with Resort-Style Amenities including a Lakefront Pool, Heated Swimming Pools, Pickleball, Tennis, Community Dock, Kayaking, Canoeing, Fishing, a State-of-the-art Fitness Center and More. Meet friends in the BEAUTIFUL Community Clubhouse that features a Game Room, Art Room, Commercial Kitchen, Poolside Patio, and participate in the many activities hosted by the activities director. Make this your forever home or a wonderful winter retreat conveniently located to Orlando International Airport, Beaches, Lake Nona, the VA Hospital, Medical City, and Great Restaurants!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,346
  • Acreage: 0.1
  • Est. Taxes: $5,927
  • HOA Fee: $467 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6255031
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6255031/2278daturaloop_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:38:35 PM)
Listing courtesy of FLORIDA REALTY INVESTMENTS   Phone: 407-207-2220

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2278 Datura LOOP, Saint Cloud, FL, 34772

$370,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $494 $494 $494
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,969 $1,967 $2,538
Total Monthly Payment $2,538 $2,536 $3,107

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.