All buyers must be preapproved for membership to RGV. This is a nicely renovated patio home on a larger corner lot in the desirable Rolling Green Village life plan (55+) community. This is a great opportunity for independent living in your own "fee simple" house. Property upgrades include new paint throughout, new counter tops, luxury vinyl flooring, comfort level toilets, a walk in shower. The bedrooms are spacious and have double closets. There is a new awning over the front porch. The screened porch was renovated and a patio was poured and covered to accommodate a golf cart. The dishwasher and refrigerator were new as of 2023. Lighting and fans were installed in 2017. The Lakewood HOA replaced the roof with architectural shingles in 2022. The HVAC has been recently serviced. The Lakewood HOA is $290 per month and covers exterior vinyl and roof maintenance, trash pickup, lawn maintenance, and termite contract coverage. The Rolling Green Village regime fee of $605 per month (first person, with $380 for the second person) covers the infrastructure of the community (club house, health and wellness center, salt water pool, walking trails, rehab facilities, dining and meeting rooms), some security on site, transportation to events and shopping, a "life alert" system, and a full calendar of events and activities. There is a one-time $12, 000 membership fee for the first person and $6, 000 fee for the second person. Come experience the RGV lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$192,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $153,600 | $153,600 | $153,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $47 | $47 | $47 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,048 | $1,021 | $1,295 |
Total Monthly Payment | $1,170 | $1,143 | $1,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.