Palm Harbor’s premier 55+ community… sought after Highland Lakes! Active retirement resort living!! This home offers 2 bedrooms, 2 bathrooms and 1 car garage. This villa style condominium boasts 1, 000 sq. ft. of living with an additional enclosed lanai/Florida Room to maximize true carefree enjoyment! Enter the living area featuring a galley kitchen with tiled flooring, sizable great room is enhanced with sliding doors leading to a fabulous, enclosed Florida Room! Bedrooms are located on the other side of the villa where you will also find a full bathroom offering a sliding door walk-in shower and a large, extended single sink vanity. The primary bedroom features a spacious walk-in closet and has its own ensuite bath offering a tub/shower combination. Monthly condo fees include cable TV, internet, exterior maintenance, grounds landscaping, roof, exterior paint, water, sewer, trash and exterior building insurance… true maintenance free living! Fees also include membership to Andover Clubhouse and its pool, shuffleboard, billiards, library and clubhouse activities. Highland Lakes Master association provides resort-style amenities, including 3 private golf courses, tennis, pickleball courts, an Olympic size heated pool with spa, a clubhouse with an array of social activities, as well as a private boat ramp with access to Lake Tarpon and community pontoon boat tours. Close to shopping, restaurants, medical and beautiful Gulf beaches! This villa style condo is a must see!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $51 | $51 | $51 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $904 | $903 | $1,146 |
Total Monthly Payment | $1,029 | $1,028 | $1,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.