WOW! This GORGEOUS and FULLY REMODELED 2 Bedroom Villa in Magnolia Ridge feels more like a single-family home having no shared walls with neighbors! Centrally located between Palm Harbor, Safety Harbor and Dunedin. NO flood Zone and a No evacuation Zone! Completely UNAFFECTED by the recent storms, this home features block construction in an incredibly serene and peaceful neighborhood adjacent to wooded areas. The open concept living space offer tons of natural light, vaulted ceilings and a wood burning fireplace! NEW Tile floors, NEW Chandeliers, NEW light fixtures and ceiling fans. GLEAMING white QUARTZ COUNTERTOPS and NEW kitchen cabinets are accented by GOLD FIXTURES and ceramic tile backsplash. The bedrooms feature NEW hurricane impact-rated windows and a fully updated bathroom with modern farmhouse style. There is a BONUS eat-in Kitchen or office nook overlooking the green space from your private screened-in patio. Plenty of extra storage space and covered parking! The HOA includes exterior building and grounds maintenance, water, sewer, trash, basic cable, community pool and access to the PINELLAS TRAIL! No Age restrictions, pet-friendly and leasable after one year of ownership. Easy access to Gulf Beaches, Shopping and Restaurants. 30 minutes to Tampa or St. Pete.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$297,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $237,600 | $237,600 | $237,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,581 | $1,579 | $2,004 |
Total Monthly Payment | $2,026 | $2,024 | $2,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.