Welcome to 219 Wood St, a charming 2-bedroom, 1-bath home situated on a corner lot in the heart of Gaffney, SC. Perfect for first-time homebuyers or savvy investors, this cozy property offers an ideal blend of comfort and potential. As you approach, you'll appreciate the classic appeal and curb appeal this home brings to the neighborhood. Inside, the home features a practical layout with a spacious living area and two comfortable bedrooms, providing plenty of room to unwind. The kitchen is functional and offers an excellent opportunity for updates to suit your style, making it a blank canvas to create your dream space. Outside, the fenced backyard offers privacy and space for pets, gardening, or outdoor gatherings. It's an excellent setup for families or those who love spending time outdoors. The corner lot location also provides added yard space and the potential for future enhancements. Conveniently located near local amenities, shops, and schools, 219 Wood St is a fantastic opportunity for those looking to invest in a property with potential or find an affordable, welcoming home to make their own. Don’t miss out on this gem in Gaffney!
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Our Executive Mortgage Banker:
Our Insurance Division:
$85,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $68,000 | $68,000 | $68,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $464 | $452 | $573 |
Total Monthly Payment | $644 | $632 | $753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.