Sunny, light, comfortable and a happy place to relax in, and at a price you can afford. . . would this be your dream come true? Well, wake up! It is not a dream, your new get-away home is waiting for you now in Palma Sola Shores Condominium Association! Nestled quietly on Palma Sola Boulevard in Bradenton, the community has a dock for fishing or sitting right on Palma Sola Bay! If you are a water enthusiast, enjoy the kayak launcher, or sit and enjoy the beautiful and exotic wildlife Florida is famous for! Catch dolphins dancing right from your seat, and manatee moving underneath close by. You will never tire of the exotic birds of Florida whether you are a birder or not! Of course, you probably already know its close proximity to Anna Maria Island with beaches with names like Coquina, Bradenton, and Holmes! They are just a quick left turn off of Palma Sola Boulevard, the last road before the causeway which takes you to the island. This is just a short description of things to do around this much sought after PSSCA 55+ community, and don’t forget the golfing, pickleball, shopping and active music life in the area! The community pool and clubhouse, where residents gather to visit, were updated in 2024. You might be thinking the HOA must be high to have all this, and you would be happy to know you are wrong! The HOA is $245 a month, covering water and sewer, Spectrum internet and TV, trash and recycle as well as maintenance of the common areas. As owners, you take care of your own property and electricity. Happy place, happy home! This 2 bed/2 bath home has a new AC, and new flooring. The guest bathroom sports a new tub, sink and toilet and fresh paint. The ensuite bathroom has new paint and shower pan. The entire exterior was professionally painted a happy soft yellow. Kool Seal was applied to the roof which provides a reflective coating from the sun and other elements. Shelving was installed in the laundry room as well as a new washer and dryer, and the kitchen has a new refrigerator. The Florida room windows have a film taking the edge off the southern sun while still giving you clarity and saving you on cooling expenses. Furnished with just a few exceptions. Come and see and believe…dreams do come true!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,117 | $1,440 |
Total Monthly Payment | $1,288 | $1,287 | $1,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.