This home is the darling of Darlington! Very spacious floor plan, starting with a wrap around, enclosed four season porch and classic double parlor with a cozy fireplace. Recent updates include vinyl siding & replacement windows, architectural shingle roof and fresh paint inside. The heating/electrical systems are modern with a 5 zone heating system. Overall, the basement has high ceilings and adds significant storage and enhanced functionality to this clean, move in ready home. Fortunately for the next lucky owner, the walls do have a story to tell, loved by the same family for almost 100 years, yet well maintained and truly enjoyed. Add your chapters to this wonderful story! As you meander, you will find ornate picture frame moldings and other beautiful details reminding you of a Newport mansion. For entertainers and chefs, you can enjoy a spacious dining room and a large kitchen adjacent to the side staircase leading to your upstairs bedrooms. Upstairs the owners chose to expose the original hardwoods which are on both floors of this home. A quick sanding and poly will bring these beautiful wide plank floors back to their original glory. The bedrooms are all enormous, featuring deep closets nestled in the eves of the roofline. Nice lot with plenty of parking, plus a 2 car garage! Perfect location for commuters, close to the train station and the highway. Choose the gift that keeps on giving this year, a charming home you will love for years to come!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,073 | $2,674 |
Total Monthly Payment | $2,445 | $2,443 | $3,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.