Welcome to this charming duplex-style two family home in Swansea MA. This unique side-by-side duplex offers a wonderful opportunity for homeowners and investors alike! Each unit features a fully equipped kitchen that include convenient combination washer/dryer units. The kitchen in one unit boasts a sleek cooktop and wall oven setup, adding a touch of modern functionality and a walk up to the attic. The other unit enjoys a den that could easily be converted back to a second bedroom, an attached 2-car garage, providing ample parking plus a walk-up attic for plenty of additional storage. Situated on a corner lot, the property has undergone a recent Title V inspection, and although the septic did not pass, the seller is actively working on a new septic plan. Offers that include a provision for the escrow of funds necessary for the septic repair or replacement will be considered, ensuring a smooth path forward for buyers. Don't miss the chance to make this versatile property your own
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $428 | $428 | $428 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,619 | $2,552 | $3,238 |
Total Monthly Payment | $3,122 | $3,055 | $3,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.