Gorgeous 3 Bedroom 2 Bath 2 Car Garage Home in move in condition in Palm Coast B Section. The home features an open floor concept with living room blending into the kitchen and dining area seamlessly. The living room opens to a den which can serve as a separate entertainment area or be converted to another room. Split bedroom plan provides for privacy. This house features laminate flooring in the main areas and tile in the kitchen and bedrooms. The kitchen is fitted with newer stainless steel appliances, featuring a new refrigerator. Newer HVAC system installed in 2020. Roof replaced in 2022. The primary bathroom features jet tub, walk in shower, large walk in closet, and double vanities. Spacious lanai overlooks the large private yard and opens to a concreted pad, perfect for entertaining. Central location and access to the main roadways situates this home close to shopping, entertainment, parks, restaurants, and the new Palm Coast hospital still under construction. Easy access to US-1 AND I-95 provides for a speedy commute to both Jacksonville and Daytona Beach.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,676 | $1,674 | $2,160 |
Total Monthly Payment | $1,884 | $1,882 | $2,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.