Gorgeous 3/2 Modern Home with a 2 Car Garage in the Highly Desired Enclave at Lakes of Harmony - St Cloud! Available Now! This gated community is designed for outdoor enthusiasts, the vibrant community features two private lakes and fantastic amenities like a resort-style community pool, splashpad, playground, fitness center, basketball courts, parks, picnic areas, and over 12 miles of scenic walking/biking trails. This golf course community offers endless opportunities, you will always have an activity to entertain your family and guests. As you step inside, you are greeted by a welcoming foyer that leads to a spacious open floor plan, enhanced by tile flooring and abundant natural light that fills the space with a warm, calming atmosphere. The heart of this home is the exquisite kitchen, featuring elegant gray wood cabinets, a stylish backsplash, sleek quartz countertops, a kitchen island/breakfast bar, and top-of-the-line stainless steel Whirlpool appliances. The thoughtfully designed floor plan seamlessly blends the main living areas, providing the ultimate retreat for relaxation and comfort. The master suite is a true sanctuary, complete with a generous walk-in closet and a spa-like bathroom boasting luxurious finishes, dual vanities, and a frameless step-in shower. Two spacious guest bedrooms, each with ample closet space, share a well-appointed full bathroom, ensuring convenience for family and guests alike. Outside, a peaceful oasis awaits right from your backyard, offering a serene and picturesque view of the conservation area. The covered patio is perfect for a relaxing evening or outdoor activities with family and friends. Additionally, this gorgeous home offers a laundry room (Washer and Dryer Included) and a spacious 2 car garage with a paved driveway for extra parking. This home features numerous interior upgrades, including a stunning kitchen renovation, elegant Mokuzai Daku tile flooring, and modern amenities such as recessed lighting, matte black ceiling fans, and Moen faucets. Don't miss this incredible opportunity! Ideally located, near top-rated schools and a short drive to Downtown St Cloud, offering a range of shopping, restaurants and entertainment options. Pets will be considered. All residents are enrolled in the Resident Benefits Package which includes AC filter delivery, utility concierge, our best-in-class resident rewards program, and much more! More details in our Rental Selection Criteria or upon application. NO SIGHT UNSEEN APPLICATIONS. [21G]
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,720 | $1,720 | $1,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $15 |
Total Monthly Payment | $86 | $86 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.