BEAUTIFULLY UPDATED and FABULOUSLY FURNISHED 2/2/2 STUCCO PALM II ON THE GOLF COURSE ! Bring your clubs and swimsuit, it is time to start enjoying retirement!! Spacious home with striking kitchen! Gorgeous wood cabinets, black leather granite, stainless stove and fridge, breakfast bar and nook with slider to patio that overlooks the 14th T boxes, with panoramic views down the fairway! Excellent location for avoiding errant balls !! Hi Efficiency Windows thru home in 2019. The Florida room was fully converted into living space in 2004 including double pane glass windows, drywall and insulation and has created a scenic and relaxing TV room and office. Inside laundry. ROOF 2016, HVAC WITH HUMIDITY CONTROL 2019, W/H 2011. Located in the fun, friendly, gated, active, 55+, golf community of Spruce Creek Preserve with its quiet country feel nestled on 3 sides in 4000 acres of Ross Prairie Nature Preserve. Less then 5 miles from groceries, gas, banking, restaurants, pizza, shopping, hospitals, doctors, golf and miles of nature trails for hiking, biking and horseback riding. SCP amenities and activities include heated/cooled pool, spa, pickleball, tennis, shuffleboard, cornhole, fitness center, water aerobics, yoga, exercise classes, cards, crafts, games, bingo, bunco, billiards, potluck dinners, dances, social and travel clubs. North central Location is ideal for day trips from the Gulf of Mexico to the Atlantic Ocean and everywhere between!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$317,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,000 | $254,000 | $254,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $336 | $336 | $336 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,690 | $1,688 | $2,178 |
Total Monthly Payment | $2,101 | $2,099 | $2,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.