Discover this classic 3-bedroom, 1. 5 bath ranch nestled on a stunning . 95 acre level lot. Filled with natural light, this home offers single-floor living with a cozy stone fireplace that brings warmth to the main living area. The many windows highlight the beauty of the mature plantings, perrenial gardens, and flowering trees and shrubs that surround the property, creating a peaceful retreat right in your backyard. The lower level presents an incredible opportunity to make your mark-it's ready to be transformed back into a fabulous recreation or entertainment space, customized to your style. Enjoy the charm, character, and potential of this lovely home in the sought-after West Somers Park neighborhood. Don't miss this unique opportunity! Photos have been Virtually Staged. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding, OtherEquipment: Generator,
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Our Executive Mortgage Banker:
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$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $983 | $983 | $983 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $4,135 | $4,132 | $5,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.