Two Bedroom/Two Bath/Two Car Garage: This immaculate one-owner home shows as a 2-Bedroom, 2-Bath, 2-Car Garage home, was originally designed as a 3-bedroom, the Seller redesigned it and extended Family room area and created a huge walk-in closet. The front door has a Florida designed screen door for extra security and opens up to a spacious formal Living Room/Dining Room with soaring tray ceiling. The Primary Bedroom has 2 walk-in closets, ceiling fan and an ensuite bathroom with dual sinks and a walk-in shower complete with a built-in tile seat. The Kitchen and Kitchen nook have beautiful water views that capture magnificent sunsets and are complete with a large breakfast bar and plenty of cabinets for all your needs. The kitchen overlooks the extended family room which also has great water views. The Second Bedroom is private with a guest Bath directly across the hall with glass enclosed tub and shower. The laundry room has a washer and dryer, closet and leads to the spacious garage that boasts Epoxy River Rock flooring, a side door, water heater, soft-water conditioner and an opening to storage in the attic in the ceiling. Sit and enjoy the sunsets on the large fully enclosed screened patio room. You will appreciate many features including being in NON-EVACUATION ZONE the easy-care of the large porcelain tile throughout the entire home including the patio room, ceiling fans in each room, bay windows in the Living Room and Kitchen Nook, tinted windows, and newer central A/C (3/2022), hot water heater (5/2024) and roof (12/2019). The Heritage Springs 55 and over gated community offers an active clubhouse along with a private golf course, tennis and pickleball courts, complete fitness center, pavilion w/picnic tables, grills, bocce, horseshoes, shuffleboard, heated pool & spa, arts and crafts room, library & computer room, card & game room, billiards, restaurant & lounge and a performing arts center.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,029 |
Total Monthly Payment | $2,786 | $2,783 | $3,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.