3 BR, 2 bath, 1296 sf living, 1½ car detached garage, and workshop. Almost ½ acre! Completely remodeled. No flood insurance required! NO HOA! ALL NEW IN 2024- A/C system, kitchen, both bathrooms, waterproof vinyl laminate in entire house with no transitions, int. and ext. paint, ceiling fans, int. and ext. lights. All brand-new, stainless-steel appliances, plywood cabinets and granite counter tops (baths as well), and a peninsula with a breakfast bar. Newer, energy efficient, dual pane windows and brand-new A/C for low electric bills. Inside utility, older, used W/D if wanted. Lots of parking. Workshop with electric, tools included. Fenced yard with separate fenced pet area. The shady backyard is secluded and has a bonfire pit and a stack of oak firewood. Well (with awesome spring water) and septic, so no water/sewer bill. Property being sold ''AS-IS''. All info is thought to be accurate and should be verified by buyer. The seller will include a home warranty with a full price offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,750
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,800 | $183,800 | $183,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $84 | $84 | $84 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,223 | $1,222 | $1,550 |
Total Monthly Payment | $1,382 | $1,381 | $1,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.