A Beautiful rural North DeLand home in Trails West. NO HOA, High and Dry! Very charming 3 Bedrooms with 2 Full Baths. This peaceful retreat is located on a quiet cul de sac in the community of Domingo Reyes. ROOF 2023. New Siemens Electric Panel and breakers 2022. Goodman 3. 5 ton HVAC 2019. Gutters 2019. Well-maintained home has a formal living room, formal dining room, split bedroom plan, large eat in kitchen, and a oversized (HUGE 11 X 21 under air) Florida room. HUGE 2 car extended garage (27 x 20) has a roll down screened enclosure. This home features real hardwood flooring. The Bathroom attached to primary bedroom has new double shower heads. The other bathroom has been updated as well. One of the bedrooms has a gun safe which conveys with the property. Enjoy crisp holiday evenings with the wood burning fireplace in the living room. Home has new windows with Plantation shutters throughout. Kitchen has all wood cabinets and all the appliances are included along with washer/dryer and an additional Frigidaire freezer in garage. The well has been updated. There is over 1/2 acre of beautiful landscaping, Azalea bushes, Hibiscus in a fenced yard (Dave's Fencing) with double gate opening for a recreational vehicle with 220 electrical outlet and 20 x 12 concrete pad. Perfect place to bring additional family members. The property also has a shed with full electric! Lovely deck in backyard with barbeque grill! Excellent for entertaining!
The 2 car extended garage has a laundry area AND a closet. This home is Conveniently located to downtown historic DeLand and Stetson University. This property is very close to the Brandywine Shopping Village. Close to DeLeon Springs State Park and only 40 minutes to the beach and less than an hour away from Orlando. If pre-qualified with preferred lender, a $1500 credit will be offered. All information deemed reliable but not guaranteed and should be independently verified.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $403 | $403 | $403 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,530 |
Total Monthly Payment | $2,525 | $2,472 | $3,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.