Welcome to Lake Pointe at Countryside - a well maintained community in Palm Harbor that is 66 feet above sea level and NOT in a flood zone! This home did not flood or lose power in any of the storms. This is a small and quaint community of 55 townhomes tucked away on a private street. The home backs up to peaceful & quiet wooded preserve where you may get a glimpse of some deer. This UPDATED 2 bedroom unit was the former model home and has been meticulously maintained. The first level offers a WIDE OPEN FLOOR PLAN with HIGH CEILINGS making it look and feel more spacious and has beautiful easy to clean tile. The kitchen includes upgraded appliances, GRANITE COUNTER TOPS, and Wood Cabinets. There is a Private SCREENED LANAI with a TRIPLE SLIDER with a PEACEFUL & TRANQUIL VIEW of green space and a wooded conservation area. This is the perfect place to start your day with your morning coffee or unwind at the end of the day sipping a glass of wine. This is nature at it's finest. If you watch closely, you may see some wildlife. On the second floor, you will be greeted by 2 large bedrooms. The Master Bedroom is equipped with two closets and can easily accommodate a king size bedroom suite. The full bathroom features stunning Granite Tile with a JACUZZI TUB and 2 separate sink areas. You will also find a dedicated Laundry area that includes the washer & dryer. There is brand new BERBER carpet on 2nd level. For added peace of mind, the 2nd floor has IMPACT WINDOWS and the 1st floor has hurricane shutters. The HOA replaced the roof in 2015. There is no worry about parking here. You can park in your garage, in your private driveway, and in the community guest parking. Lake Pointe at Countryside offers a community pool in a peaceful setting with views of a pond with a fountain. This location is convenient to everything: 2. 5 miles from the Boot Ranch shopping area, 4 miles from Countryside Mall, 7 miles to Honeymoon Island State Park. This is an all age & pet friendly community. The low HOA includes Internet, Cable TV, trash, grounds maintenance, exterior maintenance, and the pool. There is also a dog walking area. This home is MOVE IN READY. Hurry! This one will not last!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,649 | $1,648 | $2,091 |
Total Monthly Payment | $1,859 | $1,858 | $2,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.