**Take advantage of a seller paid promotion. The seller will credit the buyer $5, 998 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 11/30/24. **
Move-in ready and beautifully maintained, this 3-bedroom, 2-bath split-floorplan home offers 1, 362 sqft of comfortable living space. Featuring laminate floors throughout, the open kitchen seamlessly connects to the living area, perfect for entertaining. The kitchen is equipped with granite countertops, stainless steel appliances, a closet pantry, and an island with ample dining space. Sliding doors in the great room flood the space with natural light, leading to a covered and screened lanai overlooking a spacious fenced backyard—ideal for enjoying your morning coffee. The master suite provides a generous walk-in closet with plenty of room for all your wardrobe essentials. Additional features include an inside laundry room for added convenience. Located in the Ayersworth community, residents enjoy access to a community center with a pool, basketball courts, and playground. Conveniently situated off 301, near both I-75 and US 41, this home offers easy commuting and is close to St. Joseph Hospital, restaurants, grocery stores, and more. Don’t miss out on this wonderful opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $2,201 | $2,200 | $2,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.