TICKS ALL THE BOXES!!! Let's start with VALUE. . . Priced at almost 20% less than any competing property in HARBOUR ISLES this incredible unit is a GREAT investment for your future while offering an Amazing Retreat from Old Man Winter or maybe even a new Home Base for you and your family. LOCATION. . . 2 miles from Anna Maria Island the perfect place that combines easy access to Gulf Coast beaches with the convenience and safety of a mainland location. AMENITIES. . . The Resort Style community center features; a Huge Heated pool, a private beach on the sound where sunsets are spectacular, a Fitness Club with ALL the equipment you could ever want, a 5 STAR restaurant (for residents only) with a second story lounge to enjoy your favorite libation because it's always 5: 00 somewhere! The ON SITE MARINA features wet slips up to 50' and dry stack storage (45') offering all the services that make boating a breeze. The Compass Hotel, a Jimmy Buffet Margaritaville Resort, just outside the GATED ENTRANCE of the subdivision is the perfect place to house "coat tail" relatives that come down when the cold winds start blowing. Finally let's look at CONDITION. . . We can start with a spotless kitchen where the family chef can get creative complete with 42" cabinets, Granite counters and Stainless Steel appliances. The living room features Cathedral Ceilings with shiplap accents, the Full Size Dining room is perfect for Holiday Gatherings, the Sun Room is an ideal spot for quiet relaxation and the Third Floor OBSERVATORY can be your personal sanctuary, a HOME OFFICE, craft area or a private retreat where you can have some "ME" time. The Primary Bedroom offers morning lagoon views, the guest bedroom with private bath is great for returning adult children or aging parents and the third bedroom is big enough for bunk beds to accommodate the grandkids when the whole family comes to visit. An ELEVATOR with access from the 2 car garage makes access easy after a day at the beach or when unloading groceries. New AC keeps costs in line even during our summer months and the Full Perimeter Security system allows you to lock up and go with complete peace of mind. IF you are looking for a home away from home or to relocate to the Sunny Southland this IS the ONE for you so Call today and come home tomorrow.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $632,000 | $632,000 | $632,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,178 | $1,178 | $1,178 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,205 | $4,200 | $5,419 |
Total Monthly Payment | $5,475 | $5,470 | $6,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.