Welcome to Paradise! PRICED TO SELL QUICKLY! Must see this 1/1 ground floor open floorplan condo in Bay Island. Enjoy your private open patio on the peaceful intercoastal waterway. No water intrusion in this condo, but moisture from adjacent walls are being remediated completely by the condo association. A brochure can be seen with the finishes new owners can choose from and this will become a beautiful like-new updated condo! This highly sought after 55+ resort style condominium community is guarded and gated. The amenities are endless, with six heated pools, 2 spas, tennis and pickleball courts, shuffleboard, his and hers saunas, state of the art gym, billiards room and more! Now, here's your chance to create a brand new condo with your own style! The condo association has already begun remediating some first floor units in this building, so don't wait so you can choose your interior design. This unit has newer hurricane impact windows and sliding patio doors (2018). Once you view, you will see it is a great value for the price. Call today to get more information and schedule your private showing! Minutes to Gulf Beaches, 15 minutes to downtown St. Petersburg, 30-40 minutes to St. Petersburg and Tampa International Airports.
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,200 |
Total Monthly Payment | $1,111 | $1,110 | $1,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.