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46 Idaho Avenue, Islip (Bay Shore), NY, 11706 | $579,000
Welcome to this lovely mid-century Splanch-style home impeccably maintained with thoughtful updates throughout. Featuring 4 bedrooms and 1. 5 baths, this residence radiates charm and functionality. The main level showcases an expanded, sunlit kitchen complete with a skylight flowing seamlessly into a bright and spacious dining area. Sliding doors lead you to a private, covered cedar deck, the ideal spot to savor your morning coffee or tea in tranquility. Entertain in style with a formal dining room and an impressive living room featuring vaulted ceilings and gorgeous wood floors. Upstairs, you'll find a generously sized primary bedroom that opens to an elevated cedar deck, perfect for relaxation. Two additional bedrooms and a full bath complete this level, offering ample space for family or guests. The lower level provides a cozy yet expansive family room with Anderson sliders complemented by an electric roll-down added for convenience. This level also includes a fourth bedroom and a half bath making it a versatile space for any lifestyle. Nestled on beautifully landscaped park-like grounds with an in-ground sprinkler system, this property is more than just a house-it's a peaceful retreat. Don't just drive by; step inside and experience the warmth and charm of this exceptional home for yourself! This property is being sold as is.
Features
- Town: Islip
- Rooms: 8
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Splanch
- Year Built: 1960
- Garage: 1-car Attached
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Partial, Unfinished
- Approx Sq. Feet: 1,574
- Acreage: 0.17
- Est. Taxes: $10,899
- Lot Desc: Level, Near Public Transit
- Elem. School: Brook Avenue Elementary School
- Middle School: Bay Shore Middle School
- High School: Bay Shore Senior High School
- School District: Bay Shore
- Appliances: Dishwasher, Dryer, Humidifier, Microwave, Oven, Refrigerator, Washer, ENERGY STAR Qualified Water Heater
- MLS#: 3589262
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/3589262/46idahoavenue_islip_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
46 Idaho Avenue, Islip (Bay Shore), NY, 11706
$579,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,200 | $463,200 | $463,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $908 | $908 | $908 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,082 | $3,079 | $3,906 |
| Total Monthly Payment | $4,082 | $4,079 | $4,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535