Meticulously maintained and loved by just one family, this spacious and sparkling 4 bedroom beauty is being offered for the first time in over 50 years! Commanding a peaceful 1/3 acre of level property surrounded by mature trees across from the Fishkill Creek, 319 Liberty Street affords endless possibilities in peaceful surroundings. The upper level features a living room with bay window, formal dining room, eat-in kitchen with newer stainless appliances, three bedrooms and a full bath. Downstairs offers a large family room, fourth bedroom (both with wood parquet flooring), second full bath, office or mudroom and separate laundry room. The one-car attached garage will be especially appreciated during snowy winters while the central air conditioning keeps you cool in the summer. The backyard patio enjoys views of the mountain and the large lot offers great ADU potential. Just cleaned and painted, this home is absolutely move-in ready and will make any style of decor stand out & shine!
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,866 | $3,636 |
Total Monthly Payment | $3,631 | $3,628 | $4,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.