Single level living in a peaceful settling. This 2 bedroom ranch home is set off the road for privacy with a fenced in back yard for enjoyment in all seasons. The current owner has added significant upgrades to the home including a new roof, wood stove, all new kitchen cabinets with granite counters, new electric range, dishwasher, faucet and sink, a new hot water heater, new flooring in the main living area, a wooden fence along the right side of the property and tree clearing of the front lawn and parking area. You will love the open plan of the kitchen, living and dining area with a wood stove for cozy winter nights on a brick hearth, and easy access to a deck for summer barbecues. Two bedrooms on the main floor share a full hall bath with the laundry directly across from it. The spacious second floor loft area is a great spot for storage and the backyard includes a large shed that has underground power. This home is in a great location near skiing, hiking, snowmobiling, shopping, and all that the Mount Washington Valley has to offer. Used as a primary home for the past 4 years it would also make a fantastic vacation home or rental property. Affordable living in a great location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $1,976 | $1,974 | $2,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.