Welcome to your dream retreat-a charming 1930s lake cottage nestled in the highly sought-after gated community of Candlewood Isle! This delightful three-bedroom home effortlessly combines vintage charm. As you enter the home you are greeted by the Cathedral Ceilings with a Skylight which allows an abundance of light. The wood burning fireplace, currently set up with a wood stove, allows for warmth and charm for those chilly evenings. The large Kitchen allows for a great cooking environment that also has access to the wrap around screened in porch. The large screen porch acts as a summer dining room and Living with space to entertain family and friends. Enjoy the unparalleled convenience of being just a short stroll away from a private community beach, clubhouse, playground and boat docks. Embrace an active lifestyle with access to tennis courts, basketball courts, and bocce courts within the gated community. Situated on one of the largest lots in the community, this property spans an impressive 1. 37 acres, offering ample space for outdoor activities and can accommodate future expansions or built new. With its timeless appeal and exceptional location, this cottage is more than a home-it's a lifestyle. Imagine the countless memories to be made in this serene and special setting.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Skylight,Vaulted Ceiling,Beams,Combination Liv/Din Rm,Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Skylight,Cathedral Ceiling,Beams,Fireplace,Wood Stove,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,855 | $479,855 | $479,855 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $735 | $735 | $735 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,192 | $3,152 | $4,047 |
Total Monthly Payment | $4,019 | $3,979 | $4,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.