Welcome to your new home situated on a quiet cul-de-sac in River Isles, a highly desirable 55+ golf course community located on the Braden River is here for you with other amenities! This home features a New Roof, 2 beds / 2 baths provides a great living space. Enjoy the inviting Florida room with picture window garden views and sunsets. The master bedroom is generously sized, updated ensuite master bath with tiled walk-in multi- function shower-head panel, and generous walk-in closet. Guest bedroom offers ample room for your guests with walk-in closet, updated guest soaker bathtub adjacent the hallway. Prepare culinary favorites in the kitchen, equipped with Bosch / LG modern appliances including slide-in convection stove, deep granite composite sink, marbled solid surface Quartz countertops, backsplash, and new kitchen cabinets. Step outside into the screened-in Lanai with a back patio and garden view. Updates include a new roof June 2024, pet-friendly invisible dog fence, kitchen, bathrooms, and newer windows, ensuring years of enjoyment without the need for renovation. River Isles is an active social community with low HOA fees. Enjoy the temperature controlled pool for your year-round swimming or the nice workout room in the clubhouse and find many enjoy them too. Pool table and ping pong as well as a library for your added pleasure. Many social activities include weekly Shuffleboard group, Friday Bingo, Wed. aerobics, play cards, area entertainment—concerts, plays and more--- pancake breakfasts, and meet some new friends and neighbors and start living the Isles lifestyle. Coquina Beach on Anna Maria Island is just minutes away. Put your toes in the sand. Close proximity to airports, interstate, restaurants, two major medical Hospitals and UTC Shopping.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $241 | $241 | $241 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,110 |
Total Monthly Payment | $2,008 | $1,964 | $2,426 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.