Welcome to your slice of paradise in Cape Coral’s coveted Palaco Grande neighborhood! Imagine waking up to warm sunshine and serene canal views from this beautiful 3-bedroom, 2-bath home, plus a versatile bonus room that can be tailored to your needs—ideal for a home office, guest space, or extra storage. Set on a DIRECT-ACCESS, saltwater canal with no bridges to open water, this home is perfect for boating enthusiasts, whether you own a sleek sailboat or up to a 35-foot cruiser. With a private wraparound dock featuring a 10, 000 lb. lift, your boat is ready to take you on endless water adventures, just steps from your backyard. The home’s design is open and inviting, with cathedral ceilings and a seamless great room floor plan that maximizes space and natural light, giving it a spacious feel beyond its approximate 1, 753 sq ft (including the bonus room). Recent upgrades add both value and peace of mind, including a brand-new roof, pool pump, and AC system (both replaced in 2023), as well as new carpet in the bedrooms and energy-efficient windows installed in 2009. Step outside to your private pool area, where you can soak up the Florida sun, entertain friends, or simply unwind by the water. The Palaco Grande area is known for its beauty and lifestyle perks: enjoy quiet streets lined with well-kept homes, biking and walking paths, and the convenience of nearby shopping and dining. This home offers the ultimate Florida lifestyle, from boating to basking in year-round sunshine. Whether you’re looking to escape northern winters or settle into a vibrant community, this home invites you to embrace all that Cape Coral has to offer. Don’t miss out—schedule your tour today and imagine the endless possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $632 | $632 | $632 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,318 |
Total Monthly Payment | $4,130 | $4,127 | $5,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.