Sprawling 2533 sq. ft. Cape located adjacent to Ellington Ridge Country Club 's 13th tee box. Situated on 0. 68 level acres, this lovely, westerly facing home offers country charm in a neighborhood setting. A front paver walkway provides access to both a tiled floor mudroom and a front foyer, and includes distinctive hardwood floors, abundant natural light, and plenty of first floor living space. The mudroom provides closet space and includes a half bath, laundry facilities, and access to the garage, back deck, 3-sided sunroom and Eat-in Kitchen. The front foyer leads to an over-sized Living room with hardwood floors and plenty of westerly light. There is a formal Dining room that includes chair rail and raised-panel moldings and a large center-island Eat-in Kitchen with tasteful cabinetry, black-and-stainless appliances, a wet bar, built-ins, and a slider to an oversized, bench-equipped rear deck. The main level also includes a course-facing family room with hardwood, brick gas-log fireplace, and built-ins, and a primary bedroom suite with private full bath and a hardwood-floor sitting room with large walk-in closet. The remainder of the 1st level includes an impressive, vaulted ceiling, 3-sided sunroom and a separate office. The upper level includes 2 additional bedrooms, a full common bath, a large cedar hallway closet, and plenty of storage space. The lower level includes a 25X22 finished recreational space. Shed. C/Air. Whole-house generator.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Ceiling Fan,Wall/Wall Carpet,Hardwood Floor | 11.2 x 11.4 | Upper |
Bedroom 2 | Hardwood Floor | 11.2 x 11.6 | Upper |
Dining Room | Built-Ins,Hardwood Floor | 11.5 x 13.9 | Main |
Eat-In Kitchen | Balcony/Deck,Dining Area,Wet Bar,Island,Sliders,Hardwood Floor | 13.7 x 19.1 | Main |
Family Room | Built-Ins,Fireplace,Hardwood Floor | 15.4 x 17.1 | Main |
Living Room | Hardwood Floor | 13.5 x 17.1 | Main |
Office | Built-Ins,Wall/Wall Carpet | 8.0 x 8.3 | Main |
Other | Bay/Bow Window,Built-Ins,Dressing Room,French Doors,Walk-In Closet,Hardwood Floor | 7.5 x 9.3 | Main |
Other | Half Bath,Laundry Hookup,Tile Floor | 8.0 x 13.7 | Main |
Primary BR Suite | Built-Ins,Ceiling Fan,Full Bath,Wall/Wall Carpet | 13.4 x 17.6 | Main |
Rec/Play Room | Built-Ins,Wall/Wall Carpet | 22.1 x 25.2 | Lower |
Sun Room | Balcony/Deck,Beams,Ceiling Fan,Hardwood Floor | 13.4 x 17.2 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $719 | $719 | $719 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,047 |
Total Monthly Payment | $4,004 | $4,001 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.