This property has no HOA fees or restrictions, making it an ideal choice for those seeking both flexibility and affordability! Embrace a lifestyle that blends community and convenience in this inviting Zephyrhills gem! This beautifully remodeled 3-bedroom, 2-bathroom home was updated in 2022 with fresh laminate flooring and a modern paint palette. This home offers a bright and inviting atmosphere from the moment you walk in. The spacious living room is perfect for relaxing or entertaining, and the adjacent kitchen area provides ample room to customize your culinary space. Retreat to the primary suite featuring a generous closet and an ensuite bathroom designed for comfort with split vanities and a walk-in shower. The guest bathroom is equally inviting, boasting a single vanity and a convenient tub-and-shower combo. Additional highlights include a dedicated carport and a newer AC system installed in 2019, ensuring year-round comfort. Located within Zephyrhills city limits, this home is perfectly positioned to enjoy the lively community events on downtown Main Street, including annual parades, a fantastic variety of restaurants, and entertainment options like the local bowling alley and movie theater. For outdoor enthusiasts, Zephyr Park is just minutes away—featuring playgrounds, a water park, tennis courts, and a picturesque walking trail around a pond frequented by friendly ducks. With easy access to shopping, medical facilities, and major routes like SR 54, SR 56, US HWY 301, I-75, and I-4, commuting and exploring the area is a breeze.
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Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,282 |
Total Monthly Payment | $1,187 | $1,186 | $1,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.