Discover, 325 Oak Drive Watertown. This classic custom well-built 4 bedroom colonial is being sold by its original owners. Nestled in a highly desirable, well established neighborhood. This home features all generous-sized rooms, plenty of room for entertaining, this home is ready for you to make your own. First floor Highlights include a bright cozy family room with a wood-burning fireplace, large bay window, a spacious eat-in kitchen with in pantry, formal dining, formal living rooms and a 1/2 bath. The second floor features 4 comfortable sized bedrooms, the primary bedroom offers a walk-in closet and a private bath. Outside, enjoy a semi-private backyard with a deck off the kitchen, perfect for relaxing or entertaining. Additional features include a 2 car garage with access to the full basement, central air, and an unbeatable location just minutes from everything you might need. This "Diamond in the rough" is a fantastic opportunity for a first-time homebuyer.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 12.0 x 15.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 11.0 x 11.0 | Upper |
Dining Room | Wall/Wall Carpet | 11.0 x 12.0 | Main |
Eat-In Kitchen | Eating Space,Pantry,Tile Floor | 11.0 x 23.0 | Main |
Family Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | 13.0 x 18.0 | Main |
Living Room | Wall/Wall Carpet | 12.0 x 17.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Wall/Wall Carpet | 14.0 x 16.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,200 | $347,200 | $347,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $613 | $613 | $613 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,310 | $2,308 | $2,928 |
Total Monthly Payment | $2,998 | $2,996 | $3,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.