Welcome to this Diamond 4-Bedroom Colonial on Oversized Corner Lot The open-concept eat-in kitchen features a center island with quartz countertops and high-end stainless steel appliances, perfect for entertaining. Enjoy meals in the spacious formal dining room or relax by the fireplace in the grand living room, complemented by a den and family room all with vaulted ceilings for an airy, elegant feel . There is also a powder room and access to the rear yard. The spiral staircase leads to four generously sized bedrooms, including a primary suite complete with a full bath and a spacious wardrobe room. Experience year-round comfort with 2-zone gas heating and central air conditioning. Outside, the detached 2-car garage and paved driveway accommodate 5-6 additional vehicles. The private backyard is ideal for entertaining, offering a serene escape in the heart of convenience. The home has a full basement. Located near houses of worship, shopping, major highways, and just a short drive to JFK Airport, this home truly has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $980,000 | $980,000 | $980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,371 | $1,371 | $1,371 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,641 | $6,194 | $8,270 |
Total Monthly Payment | $7,137 | $7,690 | $9,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.