Lovely Co-Op community at Hiddenbrook Estates. Spacious manufactured home by 'Ritz Craft, Craftsman 26x48 built 1987. Offers spacious 2 BRs, Vaulted ceiling in LR and open floor plan to the Dining area. Gas fireplace in LR with lovely mantel. Newer refrigerator, updated kitchen vinyl flooring. Sliding glass door to wrap around deck. Awning stays. Thermo windows throughout. Primary bedroom with walk-in closet, whirlpool tub and separate shower, double sink vanity. Gas furnace approx 5 yrs old. Washer & Dryer stays. Blacktop parking for 2 with easy access side door to kitchen. 10x12 shed for your storage and gardening tool. Separate laundry room with storage closet. Nice white panel doors. Affordable lot rent is $500 per month which includes: school & land taxes, town water, community sewer, garbage pickup, snow removal for the main road, (you have to shovel your own driveway and mow the lawn around the home. ) Playground at the end of Kens Way in the corner. Prospective Buyer must submit Hiddenbrook Estates residency application for Co-op Board to approve before contracts will go out. Extra Why pay rent when you can own? Come and take a look! Inspection for information purpose. This is an estate listing, home sold as-is. Home inspection for information purpose. Home professionally cleaned. Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding, FireplaceFeatures: Pellet Stove,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,910 | $103,910 | $103,910 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $691 | $691 | $891 |
Total Monthly Payment | $766 | $766 | $966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.