* $5K toward buyers closing costs/ points ** Discover your sanctuary of peace and tranquility! This charming home boasts 4 spacious bedrooms and 1. 5 bathrooms, a partially finished walk-out basement, and the convenience of first-floor laundry. With a newer roof (23) and septic system (22), you can enjoy comfort and ease in your new retreat Step inside the front door and notice the beautiful luxury laminate flooring throughout. The living room boasts a cozy fireplace to warm up on those chilly winter nights, down the hall you will find a fully updated tiled full bath with a pedestal sink, 2 ample bedrooms, both with hardwood flooring and large closets. Off the living room you will find the brightly lit dining room with a large picture window to the front yard, access to the 1 car garage, and flowing smoothly into the updated kitchen with gleaming hdwd floors, SS appliances, and an island. Den with sliders to deck and yard, 1/2 bath and laundry room, Part. finished walkout basement.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Walk-In Closet(s), Flooring - Wall to Wall Carpet | Second |
Bedroom 4 | Walk-In Closet(s), Flooring - Wall to Wall Carpet | Second |
Dining Room | Flooring - Vinyl, Window(s) - Picture, Open Floorplan, Lighting - Overhead | First |
Kitchen | Flooring - Hardwood, Kitchen Island, Open Floorplan, Remodeled, Stainless Steel Appliances | First |
Living Room | Closet, Flooring - Vinyl, Window(s) - Picture | First |
Master Bedroom | Flooring - Hardwood, Closet - Double | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$384,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,999 | $307,999 | $307,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,597 |
Total Monthly Payment | $2,614 | $2,560 | $3,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.