Well cared for 2 bedroom 2 bath and a den awaits you in the wonderful community at Watercolor Place. This Captiva model villa built in 2022 by Medallion Homes is nestled on an oversized pond front lot. Extensive landscaping around property. You get the best of both worlds with the morning sunrises on your front screened entry porch and front row seat to amazing sunsets on your oversized lanai with a pool/ heated spa and a top of the line outdoor kitchen and a nice size outdoor seating area. The interior is finished with a neutral paint palate, ceramic tile thru out. Great size kitchen equipped with a gas cooktop and wall oven and microwave sure to please any chefs. 42 inch wood cabinets and beautiful quartz counter tops. Large separate pantry and a nice counter sitting area. Kitchen overlooks your dining room and living room area. Both bedrooms are abundantly spacious. The master bedroom overlooks the pond. In addition to its size it has a large walk in closet with a customized closet system with drawers and plenty of hanging space. The den has a double door entry and is a perfect size for a home office or play/hobby room. The 2 car garage has the epoxy finished garage floor. The home also has tall ceilings thru out with some tray ceilings and all windows have plantation shutters. Upgraded light fixtures. Many upgraded features were done to this home at the time of construction. Watercolor Place is a gated community with a club house and a large community pool and spa in addition to your private pool. You can reserve the club house for large parties. Different activities happen there between the neighbors. A great community that is secured and close to everything. Located close to I 75 within an hour to Tampa airport. Close to shopping and many restaurants. Price to sell.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $446 | $446 | $446 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,272 |
Total Monthly Payment | $3,102 | $3,100 | $3,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.